Q:
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When purchasing automobile insurance what should I consider? |
A:
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There are several things you should consider when purchasing automobile insurance that your independent agent will help you with. Here are a few:
- Purchase the amount of liability coverage which makes sense for you.
- Select the optional coverages you want.
- Decide which company to purchase insurance from.
- Don't base your decision solely on price. Other factors like service and claim response are extremely important in selecting the right insurance. A cheap premium probably won't make up for a drawn out fight over car repairs.
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Q:
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Does my insurance policy cover a friend if I loan him/her my car? |
A:
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When you loan your car to a friend, he or she will be covered under your automobile insurance policy. |
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Q:
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What is collision physical damage coverage? |
A:
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Collision is the loss you incur when your automobile collides with another vehicle or object, but collision with an animal is only covered under Comprehensive coverage. |
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Q:
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What is comprehensive physical damage coverage? |
A:
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Comprehensive provides coverage for direct physical damage loss you could incur to your car from something like a hailstorm, vandalism, fire, theft, glass damage, flood, animal collision, and more..... |
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Q:
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How can I lower my automobile insurance rates? |
A:
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There are many discounts you may be entitled to with your auto policy. Some examples of discounts are: multiple cars under the same policy, carrying a homeowners policy with the same insurance company, paying in full, low mileage, commuter discounts, auto club membership and others. |
